Empowering Seniors Through Smarter Insurance Choices

Cover4Seniors is a Singapore-based insurance support service focused on the unique needs of retirees and senior citizens. Our mission is to simplify the process of choosing insurance by offering clear, honest, and personalized guidance — with zero sales pressure.
We believe that every senior deserves access to insurance that is affordable, understandable, and relevant. Our team of advisors understands the local healthcare system, government subsidies, and the intricacies of private insurance options.

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Clarity, Dignity, and Support for Every Stage of Retirement

Trust-Based Approach
We focus on what’s best for you — not on commissions or quotas.
Accessible Service
Whether you’re tech-savvy or prefer face-to-face meetings, we make the process simple and comfortable.
Lifelong Guidance
We stay by your side even after the policy is issued — for updates, claims, or reviews.

Our mission is to be the trusted bridge between seniors and Singapore’s complex insurance market. We are committed to transparency, education, and long-term support for each client.

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How Cover4Seniors Works

Cover4Seniors operates as an independent insurance advisory platform. We are not owned by, nor do we promote, any single insurer. Our revenue is generated through referral commissions that are already built into standard insurance premiums — which means clients never pay more for our support.

We work with a curated panel of licensed insurance providers in Singapore and only recommend policies that align with your health profile, financial situation, and goals.

  • Free to Use
    Our services are completely free to clients. There are no hidden charges.
  • Licensed Provider Partnerships
    We collaborate with trusted insurance companies that comply with MAS regulations.
  • Zero Conflict of Interest
    We never push a plan for profit. If it’s not the right fit — we won’t recommend it.