Terms and Conditions – Cover4Seniors

Please read these Terms and Conditions ("Terms") carefully before using the Cover4Seniors website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Service Description

Cover4Seniors provides independent insurance advisory services for seniors to help them select appropriate insurance plans. We do not provide insurance products directly.

2. User Responsibilities

Users agree to provide accurate information when using our services and to use the site lawfully without infringing on rights of others.

3. Service Cancellation and Refund Policy

Since our advisory services are provided free of charge, no refunds apply. Insurance premiums and refunds are handled directly by insurance providers according to their policies.

4. Intellectual Property

All content on the website, including text, graphics, and logos, is the property of Cover4Seniors and protected by intellectual property laws.

5. Limitation of Liability

We do not guarantee specific results from using our advisory services and are not liable for any losses or damages arising from your use of the site or services.

6. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect and protect your personal data.

7. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on the website with updated effective dates.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of Singapore. Any disputes will be subject to the exclusive jurisdiction of Singapore courts.

9. Contact Information

For any questions or concerns regarding these Terms, please contact us at: support@cover4seniors.com.