Privacy Policy – Cover4Seniors

Protecting your personal information is our top priority. This Privacy Policy explains how Cover4Seniors collects, uses, stores, and safeguards your data when you access our services or website.

1. Information We Collect

We collect various types of personal information including your name, contact details, date of birth, health information relevant to insurance, financial data, and browsing behavior on our website.

2. How We Use Your Information

Your data is used to provide personalized insurance recommendations, communicate with you, process requests, and improve our services. We may also use your information to comply with legal obligations and prevent fraud.

3. Legal Basis for Processing

We process your data based on your consent, fulfillment of contractual obligations, legitimate business interests, and compliance with applicable laws including Singapore’s Personal Data Protection Act (PDPA).

4. Sharing Your Information

We may share your personal data with trusted insurance partners and service providers who assist us in delivering services. We do not sell your data to third parties for marketing or other purposes.

5. Data Retention

We retain your information only as long as necessary to provide services, comply with legal requirements, resolve disputes, and enforce agreements.

6. Security Measures

We implement industry-standard security protocols including encryption, access controls, and secure servers to protect your personal information against unauthorized access, loss, or misuse.

7. Your Rights

You have the right to access, correct, or delete your personal data, object to processing, and request data portability. Requests can be made via our contact channels.

8. International Transfers

In some cases, your data may be transferred to countries outside Singapore for processing. We ensure such transfers comply with data protection regulations and apply adequate safeguards.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updated versions will be posted on our website with the effective date.

10. Contact Us

For questions or concerns regarding your privacy, please contact our Data Protection Officer at: privacy@cover4seniors.com.